California: claim deadlines
How quickly an insurer must acknowledge your claim, decide it, and pay once it agrees.
| Time to acknowledge your claim | 15 days |
|---|---|
| Time to accept or deny | 40 days after proof of claim |
| Time to pay | 30 days for undisputed amounts |
| Rule | 10 CCR §§ 2695.5, 2695.7 |
General information only, not legal, insurance or financial advice. Not affiliated with any government agency. Exceptions can apply. Confirm with the state agency, the court or a licensed professional in California.
Also for California: Car insurance by state in California · Malpractice rules in California · Small claims limits in California
How we checked this
Florida and Louisiana were confirmed on state sources after their 2023 and 2024 changes; California, Texas and Georgia match current law-firm summaries. Other states come from a 50-state survey of claim rules and are marked for review. Last checked: November 12, 2026. Laws change; confirm with the state agency or a licensed professional before acting.
Cross-checked sources agree Checked on official source confirmed on a government, court or legislature site From a statute-cited table one detailed source Under review sources disagree; read the note and the law.